Saving Money

Please note this post may contain affiliate links. While clicking these links won’t cost you any extra money, I may earn a commission if you make a purchase. We choose to feed our dog with premium food because we were given a small bag as a part of the adopt a pet program. I also did a little bit of research and noticed many people had mentioned that with cheaper dog food they need to feed their dogs larger portions to get the nutrients they need. With premium dog food the serving size is generally smaller because there is more [...]

Every year, Lush hold Boxing Day Sales. The last few years have seen 50% off Christmas stock, and often some leftover Halloween stock. With 2017 offering in-store only discounts, I expect 2018 to be the same. I got really lucky to visit a store in 2017. I was interstate on holidays and certainly not expecting to come across a Lush store. How to get the most out of the Lush sales Scope it out Jump online and see what is on offer in the Christmas range. Don’t forget to look at the gift packs, because you should certainly treat yourself! [...]

There are a few things that I don’t spend money on. I just don’t find value in these things. A few are things of convenience. And most I feel I can do myself, or just plain do without. Things I don’t spend money on Hair cuts I know a lot of people may disagree with me on this one. But I don’t actually value the work that a hairdresser does. My mum always cut my hair. And my brother’s hair, my dad’s hair, my grandpa’s hair, my cousin's hair. You get the picture. I always had long hair so it [...]

We have been using the cash envelope system for one month now and it’s time to tally everything up to see how we did. Unfortunately, we used most of the money set aside. Which is actually ok, because it was set aside for a certain purpose. I am keeping track of how much is left at the end of each month, assuming we are going to continue with this method for a while. For me, I like the idea of trying to have more and more left over each month. Cash Envelope balances at the end of month one Groceries [...]

We were lucky enough to be able to get started with the cash envelope system as soon as we made the decision to try it. I had some personal savings that had no real purpose. And I was willing to sacrifice it to get us started. I’ve been tracking out spending since March using Google Drive’s budget spreadsheets. One for each month, then adding them to a yearly spreadsheet. The budget column isn’t really what has been budgeted though. It’s what I think is reasonable. Many of the amounts are actual because I know they are a fixed cost. But [...]