Saving Money

We were lucky enough to be able to get started with the cash envelope system as soon as we made the decision to try it. I had some personal savings that had no real purpose. And I was willing to sacrifice it to get us started. I’ve been tracking out spending since March using Google Drive’s budget spreadsheets. One for each month, then adding them to a yearly spreadsheet. The budget column isn’t really what has been budgeted though. It’s what I think is reasonable. Many of the amounts are actual because I know they are a fixed cost. But [...]