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So much for 19 for 2019. It was more like 14 in 2019 for me. Which isn't too bad really. But at the same time, I did pick relatively easy items, that were once-off type things. 19 for 2019 ○ Have a legal will drawn up - I have enquired about this. But I left it a bit late in the year for it to fit into the budget around the end of the year. It's certainly something that will get done in the first half of next year. ○ Transfer house ownership - We are still debating whether we [...]