DIY Australian Pumpkin Spice Latte

DIY Australian Pumpkin Spice Latte

I was lucky enough to be in North America in November where I sampled many Pumpkin Spice Lattes.

There aren’t many Starbucks stores in Australia & I’m quite sure they don’t sell any of the wonderful seasonal American treats. Lucky for me, once I had tried a Pumpkin Spice Latte I had an idea of how I could replicate it at home.

To me a Pumpkin Spice Latte tastes like a chai latte crossed with a strong coffee. And I mean strong. There is no hint of pumpkin, as with many pumpkin or pumpkin spice flavoured treats. The spices generally used are cinnamon, nutmeg & cloves.

Quote Monday #54

YouTube Limelight: SugarMamma

Each month I will feature one of my favourite YouTube channels, sharing the little things I like about them & of course the video I like best. This month is SugarMamma. I was introduced to SugarMamma’s channel via Chloe Morello.
I’ve read about checking your credit score on American personal finance blogs & never really understood why it is relevant to me. Thi video helps explain what your credit score is, why it is important & how you can check it.

Click here to see more of Marissa’s videos.

Quote Monday #53

Quote Monday #52

Quote Monday #51

How I use Spare Change

How I use Spare Change

Although it is incredibly rare that I have cash to spend, I like to hang on to any spare change I get. Any coins are considered to be spare change. I like to keep them in two zip lock bags, one for gold (one & two dollars) & one for silver (fifty, twenty, ten & five cents).

The main use I have for the gold coins is to pay for any parking. I regularly see a client in the city & need to pay for parking while I am there. Honestly I could park on the street for free & move my car every few hours, but I am too lazy to do that. Plus, it could be raining, or cold, or no spaces left when I need to move it, or worse still, I could forget altogether & end up with a parking fine. And that fine costs about twelve times more than the parking! I try to keep enough money for 2 trips to this client in my coin purse. It also means that if something else come up, I have a small amount of change on me at any given time.

I have been quite lucky though. The ticket machines have been upgraded & will also take card payments. That really comes in handy when I forget to top up my coin purse.

Other uses

Occasionally I use the gold coins for the self-service car wash.

For the last 2 years I have donated all my silver coins when I host the Biggest Morning Tea. It means I get rid of all my really small change & it goes to a good cause. I also have to go to the bank in order to deposit the money into the charity’s account, so it goes full circle: I get change from a shop. I put it in the bank when I donate it. Shops order change from the bank to give to their customers.

Quote Monday #50

YouTube Limelight: The Ellen Show

Each month I will feature one of my favourite YouTube channels, sharing the little things I like about them & of course the video I like best. This month is The Ellen Show. It’s very rare that I get to catch an episode of The Ellen Show, even with Foxtel. I don’t record it because I don’t have time to watch it. I often manage to catch parts that people have shared on Facebook & am always left it stitches.

Click here to see more of Ellen’s videos.

Quote Monday #49